Personal Loans
Loan Type
Annual Percentage Rate
Loan Conditions
Approximate Term or Payment
Payment per Thousand
Personal Unsecured:
As Low As
Maximum Loan Amount is $15,000
12 Months
4.49%
*With Direct Deposit
Up to 12 Months
12 Months $85.39 per thousand
24 Months
6.49%
*With Direct Deposit
24 Months $44.56 per thousand
25 to 60 Months
8.49%
*With Direct Deposit
60 Months $20.52 per thousand
61 to 72 Months
10.49%
*With Direct Deposit
72 Months $18.79 per thousand
73 to 84 Months
11.49%
*With Direct Deposit
84 Months at $17.39 per thousand
Boat Loans
Boat – New
90% Financing Up to 84 Months
as low as 5.99%
*With Direct Deposit
Maximum Amount $35,000
84 Months $14.61 per thousand
Boat – Used
80% Financing Up to 60 Months
as low as 6.99%
*With Direct Deposit
Maximum Amount $20,000
60 Months $19.80 per thousand
Auto Loans
New and Used Auto 2015 and Newer
A Plus – Minus.50% of A
Standard
Plus 1.00%
Plus 2.50%
Plus 5.00%
Plus 9.00%
A Plus
A
B
C
D
E
730 and higher
680-729
640-679
600-639
550-599
549- LESS
Up to 60 months
2.99%
3.49%
4.49%
5.99%
8.49%
11.49%
.50% lower if on auto transfer
2.49%
2.99%
3.99%
5.49%
7.99%
11.99%
72 Months
3.99%
4.49%
5.49%
6.99%
9.49%
13.49%
.50% lower if on auto transfer
3.49%
3.99%
4.99%
6.49%
8.99%
12.99%
Used Auto 2011-2014 48 months max
48 Months
4.75%
5.25%
6.25%
7.75%
10.25%
14.25%
.50% lower if on auto transfer
4.27%
4.75%
5.75%
7.25%
9.75%
13.75%
Motor Cycle Loans
Motorcycles – New
90% Financing Up to 5 Years
as low as 4.49%
*With Direct Deposit
60 Month Term
$18.64 per thousand
Motorcycles – Used
80% Book Value
as low as 6.49%
*With Direct Deposit
60 Month Term
$19.56 per thousand
Recreational Vehicle Loans
Recreational Vehicle – New
90% Financing Up to 84 Months
as low as 5.99%
*With Direct Deposit
Maximum Amount $30,000
84 Months $14.61 per thousand
Recreational Vehicle – USED
80% Financing Up to 60 Months
as low as 6.99%
*With Direct Deposit
Maximum Amount $30,000
60 Months $19.80 per thousand
Other Loans
Share Secured – 3.00% above current savings rate
Unsecured Adjustable Rate Line of Credit
11.50%
Easy One Time Application!
Rate subject to change quarterly
Up to $10,000 Line of Credit
max. APR 18%
Home Improvement
as low as 6.50%
UCC Lien
Up to 96 Months
Maximum Amount $25,000
60 Months $19.58 per thousand
96 Months $13.39 per thousand
Home Equity Line – – Property Insurance Required
Prime Rate
180 MONTHS
Closing Cost up to $600.00
Variable Rate Adjusts Quarterly
Max. APR 18%
Fixed Rate Home Equity
5.50% APR
5.00% APR
4.50% APR
Closing Costs up to $600.00
15 Year Term
10 Year Term
5 Year Term
180 months-$8.19
120 months-$10.62
60 months-$18.66
per thousand
Your savings federally insured to
at least $250,000 and backed by
the full faith and credit of the
United States Government Agency
National Credit Union Administration,
a U.S. Government Agency
We do business in accordance with the
Federal Fair Housing Law and the
Equal Credit Opportunity Act.
