One Hour Payday Loans

At Ocean Spray Employees Federal Credit Union, we do our best to meet the needs of our members and adapt to their changing expectations. Financial emergencies can occur at any time, but we're here to help you overcome them. Thus, we offer a cheaper alternative to predatory loans to help our members get quick access to cash when they need it most.

What Are One Hour Payday Loans?

One hour payday loans are short-term financial products with limited amounts and fast processing and funding processes. They are designed to provide people with emergency cash to cover unexpected expenses or financial emergencies. These loans are typically between $100 and $1,000 and must be repaid by your next payday. As the name suggests, you can get the loan amount directly to your account in as little as one hour after submitting your application form, provided that you meet our eligibility criteria.

How to Apply for One Hour Payday Loans?

Applying for one hour payday loans at Ocean Spray Employees Federal Credit Union is easy and hassle-free. Here are the steps you need to follow:

Visit our website and pre-apply by filling out the online form.
Provide the required personal and financial details.
Submit your application, and our team will review it.
If pre-approved, provide all the required documentation, including your income confirmation. You may also be asked to visit the nearest branch to complete the process.
Receive the loan amount within one hour after the final approval.

Eligibility Criteria

You can get one hour payday loans at Ocean Spray Employees FCU if you meet the following criteria:

You must be a member of Ocean Spray Employees FCU.
You must have a regular source of income (at least $1,500 per month).
You must have an active checking account.
You must be 18 years or older.
You must have a credit score of at least 600.

Why Choose Ocean Spray Employees Federal Credit Union?

Ocean Spray Employees FCU values its members and their time. We strive to provide customer-centered products and services and always keep track of your changing needs to meet them. We offer:

Quick approval. Time is always of the essence when it comes to emergency cash. That's why we offer quick approval and disbursal of the loan amount.
Easy application process. You're welcome to pre-apply online from the comfort of your home or office. The process is straightforward and takes you a few minutes to go through.
No hidden fees. There's nothing we hide from our members. We believe in transparent lending and don't charge any hidden fees or penalties.
Competitive rates. We want to be sure our members won't fall into debt trap. That is why our interest rates are competitive and affordable.

Apply Now!

At Ocean Spray Employees Federal Credit Union, you can find a wide range of financial options on any occasion. Our one hour payday loans are aimed at helping you get the support you need without turning to high-risk loans. By offering an easy application process, quick approval, and competitive rates, we want to be your trusted one-stop solution for all occasions. Do not hesitate to contact us if you have any questions. Our friendly team is always here to guide you through the process and help you decide on the type of loan to choose.