|Saving at Ocean Spray Employees Federal Credit Union will help you prepare for the future. We offer savings and checking programs that meet all your financial needs. Youíll find saving easy with the convenience of direct deposit.
Often referred to as your primary account, the savings account opens the door to the credit unionís wide range of quality products and services. You automatically open a savings account when you become a member of the credit union. Youíll earn competitive dividends based on the average daily balance in the account and you wonít pay any maintenance fees on active accounts.
Vacation and Christmas Club Savings
Save for those special occasions, such as Christmas or a vacation and earn dividends! Open one of Ocean Spray's club accounts and deposit at your convenience or have regular deposits deducted from your paycheck.
Free Checking Accounts
Open a checking account and sign up for direct deposit and say good-bye to high fees.
- 5.00 minimum balance required
- No per check charge
- No monthly service fees or charges
- ATM-Access your checking account round-the-clock with a MC-debit card
- Overdraft protection through your savings account
Money Management Accounts
Earn more with our Money Management Account. These accounts offer market dividend rates with immediate access to your funds without penalty.
IRA Savings & Certificates
You can increase the value of your earnings while saving for the future with an IRA Certificate. Itís the best way to guarantee a worry-free retirement.
- Regular, Roth and Educational Plans
- Spousal and Rollover Plans
- Option to cross-invest IRA savings funds in certificate accounts to earn higher dividends
Competitive rates and growth with minimal risk. Call or stop by the credit union for complete details.